:root {
  --bg: #FAF8F5;
  --bg-alt: #F2EDE6;
  --ink: #0F0F0F;
  --ink-muted: #6B6459;
  --accent: #E8960A;
  --accent-light: #FDF3E3;
  --white: #FFFFFF;
  --border: #E5DDD3;
  --dark: #0A0A0C;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

body {
  font-family: 'Instrument Sans', -apple-system, sans-serif;
  background: var(--bg);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
}

/* NAV */
.nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 0 40px;
  background: rgba(10,10,12,0.85);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--white);
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 1.05rem;
  letter-spacing: -0.02em;
}
.nav-links {
  display: flex;
  gap: 32px;
}
.nav-links a {
  color: rgba(255,255,255,0.65);
  text-decoration: none;
  font-size: 0.875rem;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover { color: rgba(255,255,255,0.95); }

/* HERO */
.hero {
  position: relative;
  background: var(--dark);
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 40px 80px;
  overflow: hidden;
}
.hero-bg-graphic {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--accent);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.eyebrow-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--accent);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}
.hero-headline {
  font-family: 'Syne', sans-serif;
  font-size: clamp(2.8rem, 5vw, 4.2rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--white);
  margin-bottom: 24px;
}
.hero-headline em {
  font-style: normal;
  color: var(--accent);
}
.hero-sub {
  color: rgba(255,255,255,0.55);
  font-size: 1.05rem;
  line-height: 1.65;
  max-width: 480px;
  margin-bottom: 48px;
}
.hero-stats {
  display: flex;
  align-items: center;
  gap: 24px;
}
.stat { display: flex; flex-direction: column; }
.stat-num {
  font-family: 'Syne', sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.02em;
}
.stat-label {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.12);
}

/* WIDGET */
.hero-widget {
  display: flex;
  justify-content: flex-end;
}
.widget-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 20px;
  padding: 28px;
  width: 100%;
  max-width: 420px;
  backdrop-filter: blur(8px);
}
.widget-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
}
.widget-title {
  font-family: 'Syne', sans-serif;
  font-size: 0.85rem;
  font-weight: 600;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.widget-badge {
  background: rgba(232,150,10,0.15);
  color: var(--accent);
  font-size: 0.7rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 20px;
  letter-spacing: 0.04em;
}
.widget-row {
  display: grid;
  grid-template-columns: 130px 1fr 80px auto;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.widget-row:last-of-type { border-bottom: none; }
.widget-row.dimmed { opacity: 0.4; }
.widget-row.best { background: rgba(232,150,10,0.06); margin: 0 -12px; padding: 10px 12px; border-radius: 8px; }
.provider {
  font-size: 0.875rem;
  color: var(--white);
  font-weight: 500;
}
.rate-bar {
  height: 4px;
  background: rgba(255,255,255,0.1);
  border-radius: 2px;
  overflow: hidden;
}
.rate-fill {
  height: 100%;
  background: rgba(255,255,255,0.35);
  border-radius: 2px;
  width: 75%;
}
.rate-fill.best-fill { background: var(--accent); }
.rate-val {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  font-weight: 500;
  text-align: right;
}
.best-tag {
  font-size: 0.65rem;
  font-weight: 700;
  color: var(--accent);
  background: rgba(232,150,10,0.12);
  padding: 3px 8px;
  border-radius: 4px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.widget-footer {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.06);
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.3);
  line-height: 1.5;
}

/* SECTIONS SHARED */
.section-label {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--accent);
  margin-bottom: 16px;
}
.section-headline {
  font-family: 'Syne', sans-serif;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.1;
  color: var(--ink);
  margin-bottom: 20px;
}
.section-body {
  color: var(--ink-muted);
  font-size: 1.05rem;
  line-height: 1.7;
  max-width: 560px;
}

/* HOW IT WORKS */
.hiw { padding: 100px 40px; background: var(--bg); }
.hiw-inner { max-width: 1200px; margin: 0 auto; }
.steps {
  display: grid;
  grid-template-columns: 1fr 60px 1fr 60px 1fr;
  align-items: start;
  gap: 0;
  margin-top: 60px;
}
.step { padding-right: 20px; }
.step-num {
  font-family: 'Syne', sans-serif;
  font-size: 3rem;
  font-weight: 800;
  color: var(--accent);
  opacity: 0.25;
  letter-spacing: -0.04em;
  margin-bottom: 16px;
}
.step h3 {
  font-family: 'Syne', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 12px;
}
.step p { color: var(--ink-muted); font-size: 0.95rem; line-height: 1.65; }
.step-connector {
  display: flex;
  align-items: center;
  justify-content: center;
  padding-top: 48px;
}
.step-connector::after {
  content: '';
  display: block;
  width: 100%;
  height: 1px;
  background: var(--border);
  margin: 0 20px;
}

/* THE PANEL */
.panel { padding: 100px 40px; background: var(--bg-alt); }
.panel-inner { max-width: 1200px; margin: 0 auto; }
.provider-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 48px;
}
.provider-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
  transition: transform 0.2s, box-shadow 0.2s;
}
.provider-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.07);
}
.provider-icon { margin-bottom: 16px; }
.provider-card h4 {
  font-family: 'Syne', sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--ink);
  margin-bottom: 8px;
}
.provider-card p { color: var(--ink-muted); font-size: 0.85rem; line-height: 1.5; }

/* THE DIFFERENCE */
.diff-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 100px 40px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.diff-features {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 32px;
}
.diff-item {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--ink);
}
.account-card {
  background: var(--ink);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 24px 64px rgba(0,0,0,0.2);
}
.ac-top {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 24px 28px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.ac-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, #E8960A, #D4760A);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--white);
}
.ac-info { flex: 1; }
.ac-name {
  display: block;
  font-family: 'Syne', sans-serif;
  font-weight: 600;
  color: var(--white);
  font-size: 0.9rem;
}
.ac-role {
  display: block;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  margin-top: 2px;
}
.ac-status {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.5);
}
.status-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #22C55E;
  animation: pulse 2s infinite;
}
.ac-body {
  padding: 24px 28px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}
.ac-body p {
  color: rgba(255,255,255,0.7);
  font-size: 0.95rem;
  line-height: 1.7;
  font-style: italic;
}
.ac-meta {
  display: flex;
  justify-content: space-between;
  padding: 16px 28px;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.3);
}

/* TESTIMONIALS */
.testimonials { padding: 100px 40px; background: var(--bg); }
.test-inner { max-width: 1200px; margin: 0 auto; }
.test-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 24px;
  margin-top: 48px;
}
.test-card {
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 32px;
}
.test-card.featured {
  background: var(--ink);
  border-color: transparent;
}
.test-quote {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--ink);
  margin-bottom: 24px;
}
.test-card.featured .test-quote { color: rgba(255,255,255,0.8); }
.test-author { display: flex; flex-direction: column; gap: 3px; }
.author-name {
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  font-size: 0.875rem;
  color: var(--ink);
}
.test-card.featured .author-name { color: var(--white); }
.author-meta { font-size: 0.75rem; color: var(--ink-muted); }
.test-card.featured .author-meta { color: rgba(255,255,255,0.4); }

/* MANIFESTO */
.manifesto { padding: 100px 40px; background: var(--ink); }
.manifesto-inner { max-width: 800px; margin: 0 auto; text-align: center; }
.manifesto-text {
  color: rgba(255,255,255,0.65);
  font-size: 1.1rem;
  line-height: 1.8;
  margin-bottom: 24px;
}
.manifesto-closing {
  font-family: 'Syne', sans-serif;
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--accent);
  margin-top: 32px;
}

/* FOOTER */
.footer { padding: 60px 40px 40px; background: var(--dark); border-top: 1px solid rgba(255,255,255,0.06); }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  margin-bottom: 24px;
}
.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Syne', sans-serif;
  font-weight: 700;
  color: var(--white);
  font-size: 0.95rem;
  margin-bottom: 12px;
}
.footer-brand p { color: rgba(255,255,255,0.35); font-size: 0.85rem; max-width: 320px; line-height: 1.6; }
.footer-links { display: flex; gap: 32px; }
.footer-links a { color: rgba(255,255,255,0.45); text-decoration: none; font-size: 0.875rem; transition: color 0.2s; }
.footer-links a:hover { color: rgba(255,255,255,0.9); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.25);
}

/* RESPONSIVE */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 48px; }
  .hero-widget { justify-content: flex-start; }
  .diff-inner { grid-template-columns: 1fr; gap: 48px; }
  .steps { grid-template-columns: 1fr; gap: 40px; }
  .step-connector { display: none; }
  .provider-grid { grid-template-columns: 1fr 1fr; }
  .test-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .hero { padding: 100px 24px 60px; }
  .hiw, .panel, .diff-inner, .testimonials, .manifesto { padding-left: 24px; padding-right: 24px; }
  .provider-grid { grid-template-columns: 1fr; }
  .footer-top { flex-direction: column; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 8px; }
  .nav { padding: 0 24px; }
  .nav-links { gap: 20px; }
  .widget-row { grid-template-columns: 100px 1fr 70px; }
  .best-tag { display: none; }
}